Going abroad for a semester or more is an experience of a lifetime. Immersing yourself into another culture, exploring beautiful new places, and making friends from all over the world is an experience you will talk about for the rest of your life. There is so much to look forward to when you get your acceptance letter in the mail, that most students overlook one important thing: Getting an International friendly credit card. If you would rather spend your money on a weekend exploring the museums or cuisine of your new country rather than on credit card fees, make sure you sign up for one of these top credit cards for international students.
1. The Deserve Pro Mastercard
If you already have some credit established, then the Deserve Pro MasterCard might the choice for you. With no foreign transaction fees and 3% cash back on travel and entertainment purchases, you won’t be feeling guilty about all of the nights out and trips you take while you are abroad. Think you’re going to be eating out a lot while you abroad? The local cuisine will taste that much better knowing you are getting 2% cash back on most restaurants purchases. The Deserve Pro MasterCard treats travelers well, so you can get the most out of your time abroad.
2. Bank of America Travel Rewards for Students
Bank of America also has a student card that is perfect for abroad travel. The Travel Rewards Card for Students not only gives you 1.5 points back for each $1 spent but also a 25,000 bonus points if you spend $1,000 in your first 90 days of having the card. That might seem like a daunting number to a student on a budget, but if you’re going abroad for the semester, you’ll have airline tickets to book, power adaptors for your laptop and other electronics, and visa and passport fees, which should get you pretty close to the $1,000. What can your points get you? Airline tickets and hotel stay, perfect for your weekend trips while you are abroad. Bank of America even has no blackout dates, so you can book any time for anywhere. The Travel Rewards care also has no monthly fee and no foreign transaction fee. They also give you a snapshot of your FICO score for free every month, so you can make sure you are responsibly building credit.
3. CapitalOne’s Journey Student Card
CapitalOne has a really great card for international students called the Journey Student Card. This credit card offers you get 1% cash back on all purchases, and even a bonus 0.25% if you pay back your monthly bill on time. With no monthly fee and no foreign transaction fees, it is a great card for students heading into their semester abroad. Considering all of the exciting things you’ll be discovering, paying your credit card bill could slip your mind from time to time. With the Journey Student Card, you’ll never have to worry about missing your payment, just set up the auto pay. This allows your bill to be paid in full every month directly from your bank account. It’s a great way to ensure that you’ll be building a high credit score, and getting the extra 0.25% cash back each month.
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